Our investment approach
Our investment approach is simple, effective, and minimizes losses resulting from high management fees and internal fund expenses.
Passive Management
Our investment philosophy is grounded in Modern Portfolio Theory and a belief that the market is inherently efficient. We aim to absorb the market, not beat it.
Low Expenses
We utilize ETFs and direct indexing to lower the internal costs of our clients' portfolios. Active management funds may be integrated per client request.
Behavioral Coaching
Allowing emotions to drive investment decisions is not an issue of irrationality, but of being human. We remove your emotion from the equation.
Specialty Investing
ESG | Tax-Aware | Direct Indexing
A Disciplined Framework for Portfolio Stewardship
1. Define Purpose & Risk Parameters
2. Construct Portfolio to Meet Client Needs
3. Monitor Portfolio (Ongoing)
4. Rebalance &/or Adjust (Ongoing)
Clear & Transparent Pricing
As a fee-only fiduciary, our only compensation comes from you - never from commissions or third parties. Advisory fees are calculated and collected directly from your investment portfolio on a monthly basis in arrears.
Tier One | Flat Fee
For clients also utilizing Plandeavor's Comprehensive Financial Planning Service.
Tier Two | Tiered Fee
For clients utilizing Plandeavor's Hourly Consulting Service or seeking standalone investment management.
Subsequent amounts ($3,000,000.01+)
0.55%
Assets Under Management
Annual
Fee
First $750,000 ($0-$750,000)
1.00%
Next $750,000 ($750,000.01 - $1,500,000)
Next $1,500,000 ($1,500,000.01 -$1,500,000)
0.85%
0.70%
- 0.70% Annually -
At firm's discretion, financial consulting service fees maybe waived or offset for households approaching or exceeding the $1,000,000 threshold.
